I have been charged with DUI and now authorities are demanding that I get SR22 insurance immediately. How do I go about the process of getting one? How do I get the best SR22 insurance prices?

Ray

Seattle, WA

SR22 insurance is given to erring drivers like you by a legit insurance company. You can request for SR22 insurance from your insurance company, which in turn will send the SR22 insurance to your state’s department of motor vehicles. You will then be given your copy of SR22 insurance through mail. You need to carry your SR22 insurance every time you drive a car for the next three years.

In order to get the best SR22 insurance prices, try to ask your insurance broker about companies providing the most affordable SR22 insurance rates. Usually, specialized insurance companies are more inclined to give the best SR22 insurance prices compared to the established insurance firms.

You may also want to ask your current insurance company if they can bundle your other insurance policies with your SR22 insurance. You may be given discounts if you can convince them to bundle your SR22 insurance with your other insurance policies. However, keep in mind that your SR22 insurance does not come in cheap. So be ready to pay for high insurance rates since your SR22 insurance is expensive.

You can also search the Internet for cheap SR22 insurance prices. Compare their rates and features and pick up the best among them.

I am shopping for SR22 insurance after I was caught for reckless driving recently. It seems that all insurance companies are charging me with insanely high rates. Help! How can I shop for a cheap SR22 insurance?

Joshua

Jacksonville, FL

You should have known that SR22 insurance is never cheap. SR22 insurance is given to high risk motorists like you and being high risks, insurance companies can charge expensive rates. You can say that drivers requested to have SR22 insurance are in a no-win situation- they have no choice but to deal with the high rates of SR22 insurance. If they don’t, then they will face more serious consequences such as revocation of their licenses or even find some time in jail.

Now, getting a cheap SR22 insurance price can be very difficult. You’d have to deal with the fact that insurers can charge highly on SR22 insurance, but as long as you pour in effort in shopping for cheap SR22 insurance price, then you’d have a good chance of getting a cheap SR22 insurance.

You should consider approaching a reputable DUI insurer or specialized SR22 insurance company in looking for affordable SR22 insurance price. This type of insurance company is more likely to give a cheaper SR22 insurance than typical insurance companies.

How much will be the cost to get SR22 insurance?

Ray

Thank you for asking Ray.

The coverage car insurance obtained that is associated with the SR22 form will be rated based on all the factors that normally go into rating an insurance policy, regardless of the SR-22 form filing.

Regarding the actual SR-22 form, insurance carriers are typically permitted to charge a fee for filing the financial responsibility form (certificate) or SR22 to the state. State laws vary but the SR22 form filing fee is typically only $15 to $25.

Your driving history is one of the main rating factor in the cost of car insurance rate. That is the reason why you are required to obtain and maintain the SR-22, to reinstate your license after a DUI suspension. This may affect your auto insurance rate but the SR-22 form itself does not beyond the filing fee.

Goodluck!

MariCAR