Reader’s Question:

How much cost does auto insurance rates increase with 2 speeding tickets on my driving record?

Hanna

Mobile, AL

It depends. Ultimately you will have to contact your insurance provider to check how much cost your insurance premiums will increase, if at all. Any increase however will depend on how many other infractions you already have on your driving record. Moreover, it will depend on how much over the speed limit you were ticketed. Again, it will depend on the cost your insurance provider charges for those kind of violations. So, insurance companies are required to file their rates and rules with regulatory bodies like your state’s Department of Insurance. They will not be able to enforce these higher auto insurance rates until your current policy expires and if you decide to renew it.